A devastating fire can leave your family reeling in the aftermath. Even without any injuries, you may face massive property damage that can affect every inch of your home in severe circumstances. Because even minor fires can cause so much damage, it is important to...
Homeowner Claims
What should I know about acts of God?
Acts of God are natural occurrences considered something out of human control. This includes storms and all the associated issues that come with them, such as floods. Your homeowner's insurance policy likely covers many acts of God, but Policygenius warns there are...
What steps should you take in the days after a fire?
Cleaning up and dealing with a fire that spreads around your house or place of business can leave you feeling confused. You may not know what steps to take or how to handle items inside the building. Staying calm and collected while going back into the building can...
What happens when your insurance company goes bankrupt?
Almost 80,000 Florida homeowners are scrambling for new coverage in the wake of Southern Fidelity's bankruptcy declaration. Southern Fidelity is the latest of four property insurance companies to go bankrupt in the state, prompting lawmakers to hold a special session...
Can you save anything after a fire?
After a fire in your home, you may want to get back inside to see if you can save any of your personal belongings. How much you can save depends on a variety of factors. Central Florida Restoration Solutions explains that the damage from the flames is not the only...
Should you sign an insurance policy with a right to repair clause?
When your home sustains damage from nature, an accident or vandalism, your immediate reaction is likely to file a claim with your insurance company. If you neglect to read your policy at the time of signing, though, you might be unaware of how exactly your insurer...
What are some signs of hidden fire damage?
Even though a fire may only burn for a short amount of time, the flames can devastate your home or business. In some cases, you may not even notice the full extent of the damage until later on. Learning how to spot subtle signs of hidden damage and harm can help you...
Tips on filing a fire damage claim
A residential fire can be devastating. Not only is there often extensive damage, but you will also most likely need to stay somewhere else for a while. There are certain things to be aware of before you file a fire insurance claim. If you do things correctly from the...
What should you do after a storm hits?
When a storm hits, your life can change in the blink of an eye. Even if you feel like you and your home are prepared for severe weather, the physical and emotional damage may be more than you can bear. It is helpful to educate yourself on the steps to take after a...
Steps to take for hurricane damage claims
Florida sustains more hurricane damage than any other state, and the claims process for hurricane claims is complex. If you own a house or business in the Sunshine State, it is crucial to understand how to file an insurance claim if a storm damages your property....