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When you first purchase a house, the insurance coverage you sign up for may seem like a fantastic deal. However, when the time comes, and you ask your home insurance adjuster how much they will cover for property damage, they may provide an unsatisfactory estimate....
The entire experience of witnessing a house fire is terrifying enough. Imagine if it was your house. Your property and personal belongings burn while you stand powerless, unable to move until the unforgiving flames devour your home and the memories within....
Hurricanes pose considerable danger to Florida homeowners. Whether you are purchasing a new home, choosing insurance providers, or considering mortgage options, it would help to understand what your homeowner’s insurance covers regarding storm damage. Damage under...
With the Atlantic hurricane season fast approaching, many Florida homeowners are concerned that their properties will once more be at the mercy of tropical storms. Since 1851, about 120 hurricanes have battered Florida – the most recorded hurricanes in any U.S. state....
A fire can cause devastating damage to a home, leaving homeowners with extensive repair costs and emotional distress. It is essential to understand whether your homeowner's insurance policy covers fire damage and to what extent. In this article, we will discuss how...
Living in Florida means warm weather and access to beautiful beaches all year round. However, The Sunshine State is also prone to hurricanes, wildfires, and thunderstorms. Property owners must keep their homes or buildings up to code or face serious consequences. The...
Construction defects can make your home less pleasant to live in, and repairing these issues may cost you a lot of money. For these reasons, it helps to check for the following construction defects when purchasing a new home. Faulty roof gutters Gutters channel...
Homeowners' insurance exists to protect your investment. However, it can seem complicated, especially if you are a new property owner. Even if you diligently pay for your insurance coverage, you might find yourself in a tight spot if you unknowingly make mistakes,...
Even though you live in similarly sized houses and the same neighborhood, you and your neighbors likely pay different home insurance premiums. This difference is because many variables can affect the cost of insurance. Here are some factors you probably didn’t know...
When keeping an eye out for potential problems with a house's foundation, you may not think to look at something as simple as the doors. However, a door "sticking" when you attempt to open or close it could indicate a much bigger problem than a door not fitting its...