Mold, a type of fungus, often grows in damp and poorly ventilated areas. In Florida, frequent storms, hurricanes and high humidity create conditions for mold to thrive. Understanding the impact of mold damage on your home is important for maintaining a healthy living...
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How to inspect for construction defects
Builder Magazine reported the average deficiency rate in construction in 2020 was 4%. This goes to show that even new builds can have issues. These issues can range from minor to more significant problems that affect your home's safety and value. To protect your...
5 steps for vetting a contractor
Contractors are responsible for the important steps involved with your construction project. Selecting the right contractor for the job is not only a first step in any project, but it is a vital one that could affect the project's outcome. Taking the time to vet a...
Understanding fire damage coverage in homeowner’s insurance
A fire can cause devastating damage to a home, leaving homeowners with extensive repair costs and emotional distress. It is essential to understand whether your homeowner's insurance policy covers fire damage and to what extent. In this article, we will discuss how...
What are some health problems produced by mold?
Your property could suffer serious damage following a storm. Water leaks are perhaps the most common. Even if your home or business has apparently escaped major damage, you or your family members might start experiencing health problems caused by mold. As Healthline...
What steps should you take in a storm’s aftermath?
Severe weather and accompanying storms can change a person's life in a matter of seconds. It leaves emotional and physical damage in its wake and can easily ruin a homeowner's life. Knowing the steps to take when dealing with a storm may make it easier to calm down...
What is common damage caused by Florida storms?
Storms in Florida at any time of the year may become severe. Any storm has the capability of damaging homes and property. Hurricanes, especially, are notorious for wreaking havoc on Florida homes. However, they are not the only way your dwelling and belongings may...
What should I know about acts of God?
Acts of God are natural occurrences considered something out of human control. This includes storms and all the associated issues that come with them, such as floods. Your homeowner's insurance policy likely covers many acts of God, but Policygenius warns there are...
What happens when your insurance company goes bankrupt?
Almost 80,000 Florida homeowners are scrambling for new coverage in the wake of Southern Fidelity's bankruptcy declaration. Southern Fidelity is the latest of four property insurance companies to go bankrupt in the state, prompting lawmakers to hold a special session...
Things property owners need to know about vandalism claims
Vandalism occurs when someone deliberately defaces or destroys your property. When you suffer costly damage from vandals, you must know how to handle your insurance claim to recover benefits. Because insurance companies write policies using industry and legal terms,...