When your home sustains damage from nature, an accident or vandalism, your immediate reaction is likely to file a claim with your insurance company. If you neglect to read your policy at the time of signing, though, you might be unaware of how exactly your insurer...
Homeowner Claims
What are some signs of hidden fire damage?
Even though a fire may only burn for a short amount of time, the flames can devastate your home or business. In some cases, you may not even notice the full extent of the damage until later on. Learning how to spot subtle signs of hidden damage and harm can help you...
Tips on filing a fire damage claim
A residential fire can be devastating. Not only is there often extensive damage, but you will also most likely need to stay somewhere else for a while. There are certain things to be aware of before you file a fire insurance claim. If you do things correctly from the...
What should you do after a storm hits?
When a storm hits, your life can change in the blink of an eye. Even if you feel like you and your home are prepared for severe weather, the physical and emotional damage may be more than you can bear. It is helpful to educate yourself on the steps to take after a...
Steps to take for hurricane damage claims
Florida sustains more hurricane damage than any other state, and the claims process for hurricane claims is complex. If you own a house or business in the Sunshine State, it is crucial to understand how to file an insurance claim if a storm damages your property....
What are common fire hazards?
A fire can break out in a split second and become financially and emotionally devastating in a matter of minutes. You cannot always predict when disaster strikes, but as a building owner, you can lower your risk of fire damage by considering the top fire hazards....
Dealing with flood damage from storm surge
No one needs to tell Florida residents about the risks they face from hurricanes. Indeed, such an assertion may result in a rebuttal that advances in structural engineering and building codes make living in the state safer than ever. While such advances make surviving...
Why is insulation important to your home?
When it comes to purchasing homes, many buyers and sellers alike, unfortunately, have an "out of sight, out of mind" mentality. That is to say, it is easy to overlook potential defects and even huge problems if they are not visible to the naked eye. Insulation often...
What is an ‘act of God’?
You may have heard the phrase an ‘act of God’ used in casual conversation before. It may surprise you to know that this is actually a specific term used in property insurance. When used casually, if a person describes something as an act of God, it usually means...
What types of damages may occur due to a fire?
A fire in your home is incredibly scary and dangerous. Your first move should always be to get all people and animals out, if possible, but leaving behind your belongings can be heartbreaking. You may wonder what damage to expect when you can go back inside. FEMA...