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When it comes to purchasing homes, many buyers and sellers alike, unfortunately, have an "out of sight, out of mind" mentality. That is to say, it is easy to overlook potential defects and even huge problems if they are not visible to the naked eye. Insulation often...
You may have heard the phrase an ‘act of God’ used in casual conversation before. It may surprise you to know that this is actually a specific term used in property insurance. When used casually, if a person describes something as an act of God, it usually means...
A fire in your home is incredibly scary and dangerous. Your first move should always be to get all people and animals out, if possible, but leaving behind your belongings can be heartbreaking. You may wonder what damage to expect when you can go back inside. FEMA...
Having your home built or renovated can be exciting but also concerning. You want the construction work to meet your expectations but your friends or neighbors might have told you stories about problems they experienced with construction defects. This is why you want...
If you suffer fire damage to your Florida home, you will probably seek coverage from your homeowner’s insurance policy. To process your claim, your insurer will send an adjuster to your home to examine the damage. Since this survey will serve as the basis for an...
If you are struggling with the consequences of construction defects, you need to thoroughly understand your options. In some instances, property owners can take legal action in order to recover from the damage of construction defects. If the carelessness of a...
When you are caring for your home, you often think of a few things first. Your ceiling and roof, your floors and your walls often come to mind quickly. You also likely spend time focusing on insulating and protecting any attic, crawlspace or basement you may have. But...
When a hurricane or major storm blows through your area, your home may sustain damage that renders your living spaces unusable. As part of this process, you may file an insurance claim to cover the repair costs. According to the Office for Coastal Management, 50...
While vandalism may seem like a harmless prank or a victimless crime, it can actually cause thousands of dollars in property damage. If you experience vandalism of your home or business, you can file a claim with your homeowner's policy to cover the cost of repairing...
When you purchased a homeowner’s insurance policy for your Florida home, you may have done so thinking the policy would give you peace of mind if something unanticipated caused harm to your house. It makes sense that you would feel frustrated if your insurer denies...