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When you purchased a homeowner’s insurance policy for your Florida home, you may have done so thinking the policy would give you peace of mind if something unanticipated caused harm to your house. It makes sense that you would feel frustrated if your insurer denies...
Florida has a specific state law that might be of interest to you if you had a recent catastrophic fire in your home or facility. This article will attempt to explain this law briefly and give you are an idea of why insurers fight so tenaciously. If you are having...
A new roof represents a significant financial investment in your home. In some unfortunate situations, however, low-quality materials or labor can result in defects that threaten the structure of the property. Be aware of these signs of problems with your home's new...
Purchasing insurance is not enough to protect your investment against peril. Insurance claim denials are very standard in the industry. Denials are how insurers protect themselves against having to pay out claims. Not all denials are valid. One thing you should keep...
When you purchase a Florida property and then find out it has a major financial defect, you may have valid concerns about having to finance necessary repairs. When the construction defect is the result of an error or negligence on the part of a contractor,...
After a fire, your priority after the safety of your loved ones is to collect your belongings. Make sure that you have proper clearance before entering your home as to not risk your safety. The Federal Insurance and Mitigation Administration or FEMA suggests that you...
You may think that Florida's weather spares you from roof damage. After all, you do not have to deal with a deluge of rain and snow. Extreme humidity is not a frequent problem, either. But roof damage comes in all forms. Florida's weather has its own unique roof...
Florida homeowners like you have a lot on your plate when it comes to worrying about the health of your home. This includes keeping your home free of mold no matter the season. But did you know that certain construction defects can actually make your house more prone...
Hail storms can wreak havoc on your home. The falling balls of ice can rain down for seconds or minutes and cause substantial damage. While many insurance policies cover hail damage, it is not necessarily always the case. In a state like Florida, where homeowners may...
A fire can spread in a matter of minutes. One moment, it is only a flame and the next, it has gone through the building, using furniture, belongings and other flammable items for fuel. To prevent serious fire damage, the American Red Cross has tips to keep you, your...