If someone experiences a house fire, you may hear them talk about how some items were ruined by the fire itself and others were ruined by smoke damage. Even if the fire was relatively small and contained quickly, the smoke damage could be found all throughout the...
Homeowner Claims
6 good ways to document property damage for insurance claims
Documenting property damage is important when filing insurance claims in Florida. Thorough documentation can expedite the claims process. It can also increase the likelihood of receiving fair compensation, although insurance companies may still act unethically and...
Why are insurance companies leaving Florida?
If you live in Florida, you’re probably already aware that it’s getting harder and harder to be a homeowner – at least where insurance coverage is concerned. In the last few years alone, Florida homeowners have experienced everything from the abrupt cancellation of...
When lightning strikes: Different types of home damage
For most homeowners, lightning during a storm is merely a visual spectacle. However, the sad reality is that while rare, lightning strikes can cause significant damage. There are few greater examples of the power of Mother Nature than lightning. Lightning results in a...
Water damage is worse than you can see
One of the main reasons that people file insurance claims is because they have water damage. Perhaps a pipe burst in the house. Maybe there was a storm or a flood that caused water to get inside. As long as people have the correct coverage, they can file a claim and...
Homeowners insurance limits and inclusions for vandalism claims
Homeowners insurance offers valuable protection for your property, but individuals should understand the limits and inclusions, especially when it comes to vandalism claims. Vandalism, unfortunately, can occur unexpectedly, leading to damage that may require financial...
What are the most common causes of residential home fires?
Fires at home are more prevalent than most homeowners realize. They are both unpredictable and unexpected; therefore, many homeowners don’t imagine their house could catch on fire until it does. It doesn’t help that residential fires can quickly spiral out of control...
What steps can you take if your home has mold damage?
Mold, a type of fungus, often grows in damp and poorly ventilated areas. In Florida, frequent storms, hurricanes and high humidity create conditions for mold to thrive. Understanding the impact of mold damage on your home is important for maintaining a healthy living...
5 signs of roof damage after a storm
Whether it’s a sudden thunderstorm or a hurricane, Florida's storms can lead to significant home damage. The roof of a home provides substantial protection for the structure, so homeowners need to recognize the signs of potential damage. Ideally, a roof inspection...
Could there be hidden water damage in the house?
Water damage can cause extensive issues within a house. Often, this starts after a storm, when there may be flooding on the ground level or leaking in the roof. For instance, a tropical storm could rip shingles off of the house, meaning that rainwater then quickly...