As a homeowner, it is important to understand the damage that the elements can do to a house. Even a new and relatively well-protected home could potentially suffer from enormous losses and irreparable change with certain forms of damage. Water damage often causes a...
Firm News
How insurance companies work against people
Insurance adjusters almost always act in the best interest of the company. Even getting a payout for a valid claim is difficult sometimes. If you have never filed a claim before, you may not recognize some of the ways insurance companies act in bad faith. Acting in...
How much does graffiti removal cost a business owner?
If you own a business, you undoubtedly put a great deal of time, money and effort into creating your company's brand. Part of this, of course, is the way your shop looks to customers. Regrettably, those with too much time on their hands may decide to vandalize your...
Construction defects: determining responsibility
Building a home or commercial property in Florida involves detailed construction contracts outlining various procedures and expectations. Construction defects can put your project at risk and correcting the issue can be expensive. Understanding what the contract...
Do your home walls have water leaks?
A good home should have a secure structure, including the walls, ceiling and roof. If building contractors do a poor job on the house you want to buy, you may find evidence of defects later on. Such defects may include water leaks. Sometimes it is simple to discover a...
Prepare your Miami home for summer storms
Miami residents know that storms come with the territory in the summer months. Taking steps to prepare for forecasted severe weather can reduce your risk for severe property damage. Review these strategies as storm season approaches the Florida coast. Plan ahead Talk...
A Look at the Outlook for Storms in Florida in 2021
Property owners in Florida have significant concerns when it comes to storm damage in the Sunshine State. They need to take appropriate actions such as buying the right insurance and using storm-safe materials to protect their homes and businesses. In certain...
How should you document flood damage?
Many Florida homeowners submit homeowner’s insurance claims after their properties flood only to receive denials in response. Insurance companies deny claims for all kinds of reasons. While some of the denials have merit, others may not. Your chances of achieving a...
How can I protect my home against lightning?
Lightning can cause serious damage to your home. The two biggest issues are the risk of fire and power surges that fry electrical items. According to the Insurance Information Institute, your home can protect you during a storm, but you need to protect your home from...
What should I know about the valued policy law in FL?
When it comes to the laws that govern home insurance, there can be a lot of difference between states. If you are feuding with your insurance company over a Florida property, understanding Florida law is paramount. As such, Florida is one of the states that has a...