After several large storms have battered the region in three years, the American Automobile Association surveyed 400 Florida residents to measure their concern about this year's hurricane season that generally starts at the beginning of June. An overwhelming 92% of respondents expressed worry about storms in 2019. A full 19% said that they were more worried about storm damage and flooding than last year.
The Federal Emergency Management Agency still has open disaster events throughout Florida in the Panhandle and Keys from last year. With the 2019 hurricane season about to begin, FEMA's chief executive of the National Flood Insurance Program publicly called for people to improve their disaster readiness. He reminded people that regular homeowners insurance does not cover flood damage. They should buy flood insurance to reduce suffering after a disaster.
A bill that would modify Florida insurance rules has been moved on to the governor's office for signature following its passage by state legislators. The bill includes a number of provisions related to insurance. It would increase the amount of reimbursement from the Florida Hurricane Catastrophe Fund from 5 to 10% for loss adjustment expenses. It makes clear that workers' compensation applicants do not need to have statements notarized and expands the applicability of discounts for multiple policies in some cases.
For some homeowners in Florida, the aftermath of a hurricane or other natural disaster may be the hardest part of the storm to get through. However, the process of filing an insurance claim and having it approved doesn't have to be a negative experience. Prior to severe weather occurring, it can be a good idea to take steps to protect a home such as repairing loose shingles or getting gunk out of gutters.
In the wake of damage caused by hurricanes that wreak havoc across the state of Florida, residents often sign over their insurance benefits to contractors while on the road to recovery. This practice can often lead to abuse according to many advocates. The state government is attempting to solve this problem by passing legislation that allows homeowners to rescind the assignment of benefits within seven days, or 30 days if the contractor has not begun any work.