Water damage can sneak up on you, whether from a storm or a plumbing mishap, and it can cause serious problems. If you've experienced substantial water damage, acting quickly is crucial. Water can cause more than visible destruction; if not addressed promptly, it can...
Hurricane Damage Claims
After the storm: What to do when your home is damaged
Every summer, Florida gets a wave of tropical storms – and summer 2024 is unlikely to be any different. Since heavy winds, powerful winds and hail storms often lead to serious property damage and even flooding, knowing the right steps to take in the aftermath of a...
Dealing with the aftermath of a hurricane
Hurricane season is deadly and can leave many people stranded. Many people seek shelter even before hurricanes hit their homes. During this time away, people often don’t know how their homes are affected by hurricanes. Hurricanes can be tracked, which can help people...
How new legislation affects insurance claims with Citizens, FIGA
Hurricanes in recent years have devastated both Florida homes and the insurance companies covering them. Several insurers have even gone insolvent trying to pay for claims because of the billions of dollars in damages caused by these storms. And because insurers went...
What the Insurer Accountability Act means for Florida’s policyholders
Hurricane Ian broke all sorts of records when it made landfall in Florida late last year. Considered the third-costliest weather event on record, it led to $113 billion in damages. Of that total, $109.5 billion was for damages in Florida alone. Insurance companies...
Does homeowner’s insurance cover storm damage to my home?
Hurricanes pose considerable danger to Florida homeowners. Whether you are purchasing a new home, choosing insurance providers, or considering mortgage options, it would help to understand what your homeowner’s insurance covers regarding storm damage. Damage under...
Why do insurers have difficulty covering old roofing?
With the Atlantic hurricane season fast approaching, many Florida homeowners are concerned that their properties will once more be at the mercy of tropical storms. Since 1851, about 120 hurricanes have battered Florida – the most recorded hurricanes in any U.S. state....
The consequences of ignoring building code updates
Living in Florida means warm weather and access to beautiful beaches all year round. However, The Sunshine State is also prone to hurricanes, wildfires, and thunderstorms. Property owners must keep their homes or buildings up to code or face serious consequences. The...
Did hurricane season leave you with mold?
Hurricane season can bring extensive water damage to homes in the storm’s path. One of the things that every homeowner should recognize after storm damage is the risk of mold exposure without proper remediation work. If your insurance company tries to cut corners on...
How do you determine the damage a storm did to your home?
When a storm hits, it is impossible to guess every way in which it might batter and ruin a property. This is why it is important to do a thorough check of a home as soon as it is safe. Checking the home allows a homeowner to determine what damage may have occurred as...