When a storm hits, your life can change in the blink of an eye. Even if you feel like you and your home are prepared for severe weather, the physical and emotional damage may be more than you can bear.
It is helpful to educate yourself on the steps to take after a storm, as the moment is often unpredictable and overwhelming. The adrenaline rush of surviving a storm can make it difficult to know what to do next. However, having that knowledge may help you keep calm during such a challenging time.
Document the damage
Once you are sure it is safe to go outside, it is important to evaluate the damage. A good way to document the scene of the storm is by taking pictures and videos with your cellphone or camera, according to the Insurance Information Institute. Make sure you do not put yourself in harm’s way in an attempt to get the pictures. Be aware of looming dangers from the storm, such as downed power lines, exposed nails, broken glass or weakened structures that could collapse.
Steps to take
If possible, you can make minor repairs to stop impending damages, such as water running into the house or potential fire hazards. There may be a gas leak that could ignite a fire as well. As you purchase items to make small repairs, remember to keep all receipts and paperwork regarding any repairs or damages, since you may get reimbursed for these expenses. Finally, call the insurance company and report the damage as soon as possible.
Storm damage may be covered by your insurance company; however, you may find it difficult to determine what they will cover. Doing your research can help ensure you get the coverage you need during this hard time.