When a fire, flood or other natural disaster causes damage to your home, you understandably want to get back to a sense of normalcy as quickly as you can. To help get back on your feet, you will likely rely on payouts from your homeowner’s insurance policy....
Year: 2022
Things property owners need to know about vandalism claims
Vandalism occurs when someone deliberately defaces or destroys your property. When you suffer costly damage from vandals, you must know how to handle your insurance claim to recover benefits. Because insurance companies write policies using industry and legal terms,...
How may sticking doors indicate construction defects?
If you are having a home built from scratch or are just renovating an existing residence, you are likely on the lookout for any sign that the construction job did not go as you wished. Sometimes a sign of a problem does not seem obvious, like if a door or two suddenly...
Can you save anything after a fire?
After a fire in your home, you may want to get back inside to see if you can save any of your personal belongings. How much you can save depends on a variety of factors. Central Florida Restoration Solutions explains that the damage from the flames is not the only...
How can you tell whether your house sustained storm damage?
When a serious storm hits, you may not expect to have to leave your house or fear for your safety. However, you can also take steps after the storm to look at whether or not your house sustained any serious damage. Assess the structure According to the American Red...
Should you sign an insurance policy with a right to repair clause?
When your home sustains damage from nature, an accident or vandalism, your immediate reaction is likely to file a claim with your insurance company. If you neglect to read your policy at the time of signing, though, you might be unaware of how exactly your insurer...
What causes water damage?
As a homeowner, it is important to understand the damage that the elements can do to a house. Even a new and relatively well-protected home could potentially suffer from enormous losses and irreparable change with certain forms of damage. Water damage often causes a...
How insurance companies work against people
Insurance adjusters almost always act in the best interest of the company. Even getting a payout for a valid claim is difficult sometimes. If you have never filed a claim before, you may not recognize some of the ways insurance companies act in bad faith. Acting in...
What are some signs of hidden fire damage?
Even though a fire may only burn for a short amount of time, the flames can devastate your home or business. In some cases, you may not even notice the full extent of the damage until later on. Learning how to spot subtle signs of hidden damage and harm can help you...
Scientists predict that hurricanes in northern U.S. will become more common
Here in Miami, we're used to hurricanes and the damage they can cause. But scientists believe that these destructive storms could become common much further up the Atlantic coast. According to USA TODAY, a recently published study from Yale University, climate...