Year: 2021

Year: 2021

What constitutes a construction defect?

Building a home is a wonderful experience that allows you to build a home that suits your needs. You can pick out all the details of the design and details. Choosing professionals to help you take your home from idea to fully constructed building is something to take...

What is an ‘act of God’?

You may have heard the phrase an ‘act of God’ used in casual conversation before. It may surprise you to know that this is actually a specific term used in property insurance. When used casually, if a person describes something as an act of God, it usually means...

What are some cleaning tips for after a house fire?

A house fire can cause severe damage to your home and personal property. Even when the flames do not touch everything in your home, there is additional damage from smoke and water that you will have to combat. The American Red Cross explains getting rid of smoke odors...

Defining total and partial losses

Given that your home likely ranks among your most valuable assets, you (like most in Florida) take every measure within your control to mitigate the risk your property may face from threats like fire. One of those is ensuring your home to cover losses should a...