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While vandalism may seem like a harmless prank or a victimless crime, it can actually cause thousands of dollars in property damage. If you experience vandalism of your home or business, you can file a claim with your homeowner's policy to cover the cost of repairing...
Miami residents know that storms come with the territory in the summer months. Taking steps to prepare for forecasted severe weather can reduce your risk for severe property damage. Review these strategies as storm season approaches the Florida coast. Plan ahead Talk...
Property owners in Florida have significant concerns when it comes to storm damage in the Sunshine State. They need to take appropriate actions such as buying the right insurance and using storm-safe materials to protect their homes and businesses. In certain...
Many Florida homeowners submit homeowner’s insurance claims after their properties flood only to receive denials in response. Insurance companies deny claims for all kinds of reasons. While some of the denials have merit, others may not. Your chances of achieving a...
When you purchased a homeowner’s insurance policy for your Florida home, you may have done so thinking the policy would give you peace of mind if something unanticipated caused harm to your house. It makes sense that you would feel frustrated if your insurer denies...
Florida has a specific state law that might be of interest to you if you had a recent catastrophic fire in your home or facility. This article will attempt to explain this law briefly and give you are an idea of why insurers fight so tenaciously. If you are having...
A new roof represents a significant financial investment in your home. In some unfortunate situations, however, low-quality materials or labor can result in defects that threaten the structure of the property. Be aware of these signs of problems with your home's new...
Natural disasters are one of the worst things that can happen to a homeowner. The destruction done to the life you built up is often immense and hard to swallow. On top of that, there is no true way to predict when these disasters will strike. But there are ways you...
Lightning can cause serious damage to your home. The two biggest issues are the risk of fire and power surges that fry electrical items. According to the Insurance Information Institute, your home can protect you during a storm, but you need to protect your home from...
Purchasing insurance is not enough to protect your investment against peril. Insurance claim denials are very standard in the industry. Denials are how insurers protect themselves against having to pay out claims. Not all denials are valid. One thing you should keep...