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Florida Insurance Law Blog

What is an ‘act of God’?

You may have heard the phrase an ‘act of God’ used in casual conversation before. It may surprise you to know that this is actually a specific term used in property insurance. When used casually, if a person describes something as an act of God, it usually means...

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Defining total and partial losses

Given that your home likely ranks among your most valuable assets, you (like most in Florida) take every measure within your control to mitigate the risk your property may face from threats like fire. One of those is ensuring your home to cover losses should a...

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