Florida Insurance Law Blog
About 355,400 residential fires happen yearly
Home fires are one of the most destructive forces that can move through a home. Fire consumes all and often leaves nothing of value behind. It claims not only personal property but sometimes lives. Because of this, it is arguably a property owner’s...
Watch for these 3 signs of bad faith insurance denials
Your home is your castle. Not only do you have a tremendous amount of time, money and effort invested in your property, but you also feel comfortable there. Similarly, if you own a business, keeping it in good shape is essential for your livelihood. To protect both...
The emotional side of storm damage
For property owners, major storms bring a lot of challenges. Florida homeowners experience a variety of hardships in the wake of a devastating tornado or hurricane and residents of this state are especially likely to experience these storms. Aside from the impact that...
Florida municipalities still wrestling with Hurricane Irma costs
Homeowners and local governments in Florida are continuing to struggle two years after Hurricane Irma hit the region. The Category 4 storm struck the Florida Keys first before proceeding up the coast in September 2017 and left behind an array of debris as it traveled,...
Fewer insurance litigation cases after Hurricane Michael
There were fewer insurance litigation cases in Florida following Hurricane Michael than there were after Hurricane Irma according to one of the state's insurance companies. Hurricane Michael, a Category 5 storm, struck Florida's panhandle region in October 2018. A...
Flood disclosure not required in Florida
Florida homeowners may be surprised to learn that there is no state law that requires disclosure of whether a house has a history of flooding. This is in stark contrast to Texas, which has the strictest laws in the nation on such matters. However, Florida is the state...
Minimize the chance of storm damage to your Florida property
Building a home or fixing a home after it suffers damage is the perfect opportunity to ensure that it is ready for the harsh weather that comes with storms in Florida. There are some aspects of this that your contractor can help you with, but it is always a good idea...
Large number of Hurricane Michael claims still outstanding
Government officials in Florida are being critical of insurance companies for their failure to settle claims resulting from Hurricane Michael in 2018. The storm was rated as Category 5 and included winds gusting up to 161 miles per hour. It caused insured losses...
Homeowners still owed payouts for Hurricane Michael damage
According to the Florida Office of Insurance Regulation, Category 5 Hurricane Michael has led to over 150,000 insurance claims from businesses and homeowners. These claims represent over $7.1 billion in losses covered by insurance. The office noted that as of Sept....
Hurricane Michael’s devastation continues a year later
Hurricane victims in northern Florida are raising the alarm that they continue to face severely difficult conditions one year after Hurricane Michael hit land. The Category 5 storm devastated rural communities and small towns throughout the Florida Panhandle as well...
