Every summer, Florida gets a wave of tropical storms – and summer 2024 is unlikely to be any different. Since heavy winds, powerful winds and hail storms often lead to serious property damage and even flooding, knowing the right steps to take in the aftermath of a...
Year: 2024
Why is smoke damage so serious?
If someone experiences a house fire, you may hear them talk about how some items were ruined by the fire itself and others were ruined by smoke damage. Even if the fire was relatively small and contained quickly, the smoke damage could be found all throughout the...
6 good ways to document property damage for insurance claims
Documenting property damage is important when filing insurance claims in Florida. Thorough documentation can expedite the claims process. It can also increase the likelihood of receiving fair compensation, although insurance companies may still act unethically and...
Why are insurance companies leaving Florida?
If you live in Florida, you’re probably already aware that it’s getting harder and harder to be a homeowner – at least where insurance coverage is concerned. In the last few years alone, Florida homeowners have experienced everything from the abrupt cancellation of...
When lightning strikes: Different types of home damage
For most homeowners, lightning during a storm is merely a visual spectacle. However, the sad reality is that while rare, lightning strikes can cause significant damage. There are few greater examples of the power of Mother Nature than lightning. Lightning results in a...
Water damage is worse than you can see
One of the main reasons that people file insurance claims is because they have water damage. Perhaps a pipe burst in the house. Maybe there was a storm or a flood that caused water to get inside. As long as people have the correct coverage, they can file a claim and...
3 tips if filing a homeowners’ insurance claim
Homeowners’ insurance is not cheap, so you want to ensure you get all the compensation you are entitled to should you ever need to use it. Sometimes, this is easier said than done. Insurance companies are skilled at delaying, denying or minimizing claims in order to...
Why might it take extreme weather to reveal a shoddy build?
Not all houses are well-built. Many do not match up to the standards that those who commissioned them hoped for or expected. Yet, people may live in a place for years unaware of the problems their property contains. Until one day, a storm or other extreme event...
Homeowners insurance limits and inclusions for vandalism claims
Homeowners insurance offers valuable protection for your property, but individuals should understand the limits and inclusions, especially when it comes to vandalism claims. Vandalism, unfortunately, can occur unexpectedly, leading to damage that may require financial...
What are the 4 categories of construction defects?
If there is a concerning issue related to how your house was built, you may be able to claim compensation. To make it easier to do so, you need to be precise about what the issue is and how it occurred. Courts that handle construction dispute claims consider...