Homeowners’ insurance is not cheap, so you want to ensure you get all the compensation you are entitled to should you ever need to use it. Sometimes, this is easier said than done. Insurance companies are skilled at delaying, denying or minimizing claims in order to...
Homeowner Claims
What’s the role of appraisals in property insurance?
Property insurance, a cornerstone of risk management, provides financial protection against unforeseen events that could damage or destroy real estate. It encompasses various types of coverage, from homeowners’ insurance for individuals to commercial property...
Can you file an insurance claim if a tenant destroys your rental?
Earning income through rental properties is exciting, but it also comes with risks. One such risk is the possibility of a tenant causing significant damage to the property, which can be costly to repair and may disrupt the income stream from the investment. For...
What is a structural defect and when may I file a claim?
The United States Department of Housing and Urban Development defines a structural defect as a “major” failure that threatens a building’s components or its structural integrity. As noted by HUD, flaws in workmanship or materials may classify as structural defects. A...
What should you know about homeowners’ insurance claims payments?
When a fire, flood or other natural disaster causes damage to your home, you understandably want to get back to a sense of normalcy as quickly as you can. To help get back on your feet, you will likely rely on payouts from your homeowner’s insurance policy....
Should you sign an insurance policy with a right to repair clause?
When your home sustains damage from nature, an accident or vandalism, your immediate reaction is likely to file a claim with your insurance company. If you neglect to read your policy at the time of signing, though, you might be unaware of how exactly your insurer...
What are some signs of hidden fire damage?
Even though a fire may only burn for a short amount of time, the flames can devastate your home or business. In some cases, you may not even notice the full extent of the damage until later on. Learning how to spot subtle signs of hidden damage and harm can help you...
Tips on filing a fire damage claim
A residential fire can be devastating. Not only is there often extensive damage, but you will also most likely need to stay somewhere else for a while. There are certain things to be aware of before you file a fire insurance claim. If you do things correctly from the...
What should you do after a storm hits?
When a storm hits, your life can change in the blink of an eye. Even if you feel like you and your home are prepared for severe weather, the physical and emotional damage may be more than you can bear. It is helpful to educate yourself on the steps to take after a...
Steps to take for hurricane damage claims
Florida sustains more hurricane damage than any other state, and the claims process for hurricane claims is complex. If you own a house or business in the Sunshine State, it is crucial to understand how to file an insurance claim if a storm damages your property....