When a hurricane or major storm blows through your area, your home may sustain damage that renders your living spaces unusable. As part of this process, you may file an insurance claim to cover the repair costs. According to the Office for Coastal Management, 50...
Homeowner Claims
Steps to take after vandalism of your home or business
While vandalism may seem like a harmless prank or a victimless crime, it can actually cause thousands of dollars in property damage. If you experience vandalism of your home or business, you can file a claim with your homeowner's policy to cover the cost of repairing...
What to do after a homeowner’s insurance claim denial
When you purchased a homeowner’s insurance policy for your Florida home, you may have done so thinking the policy would give you peace of mind if something unanticipated caused harm to your house. It makes sense that you would feel frustrated if your insurer denies...
What is the valued policy law?
Florida has a specific state law that might be of interest to you if you had a recent catastrophic fire in your home or facility. This article will attempt to explain this law briefly and give you are an idea of why insurers fight so tenaciously. If you are having...
Does your home’s new roof have defects?
A new roof represents a significant financial investment in your home. In some unfortunate situations, however, low-quality materials or labor can result in defects that threaten the structure of the property. Be aware of these signs of problems with your home's new...
What are common reasons for homeowners claim denials?
Purchasing insurance is not enough to protect your investment against peril. Insurance claim denials are very standard in the industry. Denials are how insurers protect themselves against having to pay out claims. Not all denials are valid. One thing you should keep...
Making a construction defect claim in Florida
When you purchase a Florida property and then find out it has a major financial defect, you may have valid concerns about having to finance necessary repairs. When the construction defect is the result of an error or negligence on the part of a contractor,...
How should you handle personal belongings after a fire?
After a fire, your priority after the safety of your loved ones is to collect your belongings. Make sure that you have proper clearance before entering your home as to not risk your safety. The Federal Insurance and Mitigation Administration or FEMA suggests that you...
How can you prevent damage from the roof?
You may think that Florida's weather spares you from roof damage. After all, you do not have to deal with a deluge of rain and snow. Extreme humidity is not a frequent problem, either. But roof damage comes in all forms. Florida's weather has its own unique roof...
Can construction defects lead to mold?
Florida homeowners like you have a lot on your plate when it comes to worrying about the health of your home. This includes keeping your home free of mold no matter the season. But did you know that certain construction defects can actually make your house more prone...