Florida sustains more hurricane damage than any other state, and the claims process for hurricane claims is complex. If you own a house or business in the Sunshine State, it is crucial to understand how to file an insurance claim if a storm damages your property....
Homeowner Claims
What are common fire hazards?
A fire can break out in a split second and become financially and emotionally devastating in a matter of minutes. You cannot always predict when disaster strikes, but as a building owner, you can lower your risk of fire damage by considering the top fire hazards....
Dealing with flood damage from storm surge
No one needs to tell Florida residents about the risks they face from hurricanes. Indeed, such an assertion may result in a rebuttal that advances in structural engineering and building codes make living in the state safer than ever. While such advances make surviving...
Why is insulation important to your home?
When it comes to purchasing homes, many buyers and sellers alike, unfortunately, have an "out of sight, out of mind" mentality. That is to say, it is easy to overlook potential defects and even huge problems if they are not visible to the naked eye. Insulation often...
What is an ‘act of God’?
You may have heard the phrase an ‘act of God’ used in casual conversation before. It may surprise you to know that this is actually a specific term used in property insurance. When used casually, if a person describes something as an act of God, it usually means...
What types of damages may occur due to a fire?
A fire in your home is incredibly scary and dangerous. Your first move should always be to get all people and animals out, if possible, but leaving behind your belongings can be heartbreaking. You may wonder what damage to expect when you can go back inside. FEMA...
What are the different kinds of warranties?
Having your home built or renovated can be exciting but also concerning. You want the construction work to meet your expectations but your friends or neighbors might have told you stories about problems they experienced with construction defects. This is why you want...
Three ways to handle an insurance adjuster visit
If you suffer fire damage to your Florida home, you will probably seek coverage from your homeowner’s insurance policy. To process your claim, your insurer will send an adjuster to your home to examine the damage. Since this survey will serve as the basis for an...
Serving a notice of claim over construction defects
If you are struggling with the consequences of construction defects, you need to thoroughly understand your options. In some instances, property owners can take legal action in order to recover from the damage of construction defects. If the carelessness of a...
Why are your windows so important?
When you are caring for your home, you often think of a few things first. Your ceiling and roof, your floors and your walls often come to mind quickly. You also likely spend time focusing on insulating and protecting any attic, crawlspace or basement you may have. But...