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Property insurance, a cornerstone of risk management, provides financial protection against unforeseen events that could damage or destroy real estate. It encompasses various types of coverage, from homeowners’ insurance for individuals to commercial property...
A house fire does not always mean the complete loss of property. If only a portion of your home caught fire, you might be contemplating whether it is safe to continue using the rest of the house. However, lingering effects from fire and smoke damage can pose health...
Builder Magazine reported the average deficiency rate in construction in 2020 was 4%. This goes to show that even new builds can have issues. These issues can range from minor to more significant problems that affect your home's safety and value. To protect your...
You had a contractor in to do some work on your house. A few days, weeks or months later, you noticed a problem, so you called them up. They came straight away, apologized for the issue and promptly resolved it free of charge. This is the ideal scenario that would...
Roof fires can occur due to various factors like lightning, wildfires, or electrical issues, each causing different types of damage. Insurance coverage for such damages varies. While insurers usually cover natural disasters like lightning or wildfires, they may...
A standard homeowners insurance protects a homeowner's financial interest if their home is damaged by a threat named in their policy. HO-2 policies in Florida generally cover water damage, but this may change depending on the circumstances that led to the damage. Here...
Many homeowners have met a common issue: the denial or reduced payouts for their homeowners' insurance claims due to "pre-existing damage." This is a common situation that affects a substantial number of property owners in the state. Insurance companies often argue...
Hurricane season is deadly and can leave many people stranded. Many people seek shelter even before hurricanes hit their homes. During this time away, people often don’t know how their homes are affected by hurricanes. Hurricanes can be tracked, which can help people...
Contractors are responsible for the important steps involved with your construction project. Selecting the right contractor for the job is not only a first step in any project, but it is a vital one that could affect the project's outcome. Taking the time to vet a...
Just because a building finished construction does not mean you are immediately ready to find occupants for your property. For property owners, it helps to check your property after completion and confirm that it is free from construction defects, lest you encounter a...