Mold, a type of fungus, often grows in damp and poorly ventilated areas. In Florida, frequent storms, hurricanes and high humidity create conditions for mold to thrive. Understanding the impact of mold damage on your home is important for maintaining a healthy living...
Year: 2023
How long might Florida homeowners wait for an insurance payout?
People may need to file a homeowners insurance claim in Florida for a variety of different reasons. Perhaps there was a fire, or maybe there was water damage caused by a recent storm. The average homeowner has a standard policy protecting their domicile as required by...
5 signs of roof damage after a storm
Whether it’s a sudden thunderstorm or a hurricane, Florida's storms can lead to significant home damage. The roof of a home provides substantial protection for the structure, so homeowners need to recognize the signs of potential damage. Ideally, a roof inspection...
Could there be hidden water damage in the house?
Water damage can cause extensive issues within a house. Often, this starts after a storm, when there may be flooding on the ground level or leaking in the roof. For instance, a tropical storm could rip shingles off of the house, meaning that rainwater then quickly...
What’s the role of appraisals in property insurance?
Property insurance, a cornerstone of risk management, provides financial protection against unforeseen events that could damage or destroy real estate. It encompasses various types of coverage, from homeowners’ insurance for individuals to commercial property...
Should you stay in a house with fire and smoke damage?
A house fire does not always mean the complete loss of property. If only a portion of your home caught fire, you might be contemplating whether it is safe to continue using the rest of the house. However, lingering effects from fire and smoke damage can pose health...
How to inspect for construction defects
Builder Magazine reported the average deficiency rate in construction in 2020 was 4%. This goes to show that even new builds can have issues. These issues can range from minor to more significant problems that affect your home's safety and value. To protect your...
Why might you need an expert witness for a construction defect claim?
You had a contractor in to do some work on your house. A few days, weeks or months later, you noticed a problem, so you called them up. They came straight away, apologized for the issue and promptly resolved it free of charge. This is the ideal scenario that would...
How does the age of your roof affect your claim?
Roof fires can occur due to various factors like lightning, wildfires, or electrical issues, each causing different types of damage. Insurance coverage for such damages varies. While insurers usually cover natural disasters like lightning or wildfires, they may...
Does homeowners insurance cover all plumbing issues in Florida?
A standard homeowners insurance protects a homeowner's financial interest if their home is damaged by a threat named in their policy. HO-2 policies in Florida generally cover water damage, but this may change depending on the circumstances that led to the damage. Here...