Finding mold in your home means there could be an underlying water problem. Without immediate attention, the mold can spread throughout the house causing permanent damage and putting your family’s health at risk. Knowing how to handle these common causes of mold may...
Year: 2022
4 types of property damage that result from fire
If you have experienced a fire on your property, you are not alone. According to the National Fire Protection Association, there were an estimated 1.35 million fires in the United States in 2021. Not only are these fires costly in terms of injuries and loss of life,...
What should you do when filing an insurance claim?
Your home is a major investment, so you naturally want to protect it from all sorts of perils. That is the purpose of home insurance, which can provide funds for repairs or replacement in the event a covered peril causes damage. Filing a home insurance claim is not...
What should you check after a house fire?
A devastating fire can leave your family reeling in the aftermath. Even without any injuries, you may face massive property damage that can affect every inch of your home in severe circumstances. Because even minor fires can cause so much damage, it is important to...
3 tips to prepare for a hurricane
Hurricanes can be deadly but, with the advent of modern meteorological equipment and techniques, it is now possible to identify and track them well before they make landfall so that you know when they are coming. Knowing that a hurricane is coming, or even living in a...
What does your homeowners’ insurance actually cover?
From natural disasters and accidental fires to vandalism and property damage, you want to make sure your house remains protected. Without a proper homeowners' insurance policy, you could face paying for damages completely out of pocket. However, not all policies...
What fire hazards are in almost every home?
Along with flooding and water damage, fires and fire damage often make up one of the biggest concerns of homeowners regarding property damage. To that end, it is important to do everything possible to fireproof a home. This can greatly reduce the chances of these...
What should I know about acts of God?
Acts of God are natural occurrences considered something out of human control. This includes storms and all the associated issues that come with them, such as floods. Your homeowner's insurance policy likely covers many acts of God, but Policygenius warns there are...
What steps should you take in the days after a fire?
Cleaning up and dealing with a fire that spreads around your house or place of business can leave you feeling confused. You may not know what steps to take or how to handle items inside the building. Staying calm and collected while going back into the building can...
What happens when your insurance company goes bankrupt?
Almost 80,000 Florida homeowners are scrambling for new coverage in the wake of Southern Fidelity's bankruptcy declaration. Southern Fidelity is the latest of four property insurance companies to go bankrupt in the state, prompting lawmakers to hold a special session...