Building a home is a wonderful experience that allows you to build a home that suits your needs. You can pick out all the details of the design and details. Choosing professionals to help you take your home from idea to fully constructed building is something to take...
Year: 2021
What is an ‘act of God’?
You may have heard the phrase an ‘act of God’ used in casual conversation before. It may surprise you to know that this is actually a specific term used in property insurance. When used casually, if a person describes something as an act of God, it usually means...
What are some cleaning tips for after a house fire?
A house fire can cause severe damage to your home and personal property. Even when the flames do not touch everything in your home, there is additional damage from smoke and water that you will have to combat. The American Red Cross explains getting rid of smoke odors...
What types of damages may occur due to a fire?
A fire in your home is incredibly scary and dangerous. Your first move should always be to get all people and animals out, if possible, but leaving behind your belongings can be heartbreaking. You may wonder what damage to expect when you can go back inside. FEMA...
What are the different kinds of warranties?
Having your home built or renovated can be exciting but also concerning. You want the construction work to meet your expectations but your friends or neighbors might have told you stories about problems they experienced with construction defects. This is why you want...
Three ways to handle an insurance adjuster visit
If you suffer fire damage to your Florida home, you will probably seek coverage from your homeowner’s insurance policy. To process your claim, your insurer will send an adjuster to your home to examine the damage. Since this survey will serve as the basis for an...
Serving a notice of claim over construction defects
If you are struggling with the consequences of construction defects, you need to thoroughly understand your options. In some instances, property owners can take legal action in order to recover from the damage of construction defects. If the carelessness of a...
Defining total and partial losses
Given that your home likely ranks among your most valuable assets, you (like most in Florida) take every measure within your control to mitigate the risk your property may face from threats like fire. One of those is ensuring your home to cover losses should a...
Why are your windows so important?
When you are caring for your home, you often think of a few things first. Your ceiling and roof, your floors and your walls often come to mind quickly. You also likely spend time focusing on insulating and protecting any attic, crawlspace or basement you may have. But...
3 tips for taking photos for an insurance claim
When a hurricane or major storm blows through your area, your home may sustain damage that renders your living spaces unusable. As part of this process, you may file an insurance claim to cover the repair costs. According to the Office for Coastal Management, 50...