When it comes to the laws that govern home insurance, there can be a lot of difference between states. If you are feuding with your insurance company over a Florida property, understanding Florida law is paramount. As such, Florida is one of the states that has a...
Year: 2020
Making a construction defect claim in Florida
When you purchase a Florida property and then find out it has a major financial defect, you may have valid concerns about having to finance necessary repairs. When the construction defect is the result of an error or negligence on the part of a contractor,...
How should you handle personal belongings after a fire?
After a fire, your priority after the safety of your loved ones is to collect your belongings. Make sure that you have proper clearance before entering your home as to not risk your safety. The Federal Insurance and Mitigation Administration or FEMA suggests that you...
What happens if a hurricane causes flooding?
As a homeowner, you want to ensure that your insurance is sufficient. Your home is likely one of the biggest investments in your portfolio, and as such, assuring you receive compensation for any damage after a hurricane is crucial. Reviewing your hurricane coverage...
How can you prevent damage from the roof?
You may think that Florida's weather spares you from roof damage. After all, you do not have to deal with a deluge of rain and snow. Extreme humidity is not a frequent problem, either. But roof damage comes in all forms. Florida's weather has its own unique roof...
Can construction defects lead to mold?
Florida homeowners like you have a lot on your plate when it comes to worrying about the health of your home. This includes keeping your home free of mold no matter the season. But did you know that certain construction defects can actually make your house more prone...
Is hail damage covered under your policy?
Hail storms can wreak havoc on your home. The falling balls of ice can rain down for seconds or minutes and cause substantial damage. While many insurance policies cover hail damage, it is not necessarily always the case. In a state like Florida, where homeowners may...
How can you prevent a fire disaster?
A fire can spread in a matter of minutes. One moment, it is only a flame and the next, it has gone through the building, using furniture, belongings and other flammable items for fuel. To prevent serious fire damage, the American Red Cross has tips to keep you, your...
Why will homeowners’ insurance not cover the damage to my house?
After a natural disaster, accident or construction failure in Florida, your insurance company may refuse to cover the damage. You may be able to dispute the decision and get the compensation you need. Indeed, in some cases, you may not be able to recover if you did...
Will a homeowner’s policy cover damage to windows
Florida homeowners want to protect their investments, and a homeowner's insurance policy supports the cause. When purchasing homeowner's insurance, buyers may think about damage from storms, burst pipes, fires, and more. A policy's personal liability protection...