We Stand Up For Homeowners When Insurers Try To Take Advantage
As Florida homeowners, we pay our insurance premiums in good faith. We trust that our insurance company will hold up its end of the contract in case our homes are damaged or destroyed by accident or natural calamity.
Our accomplished Miami insurance law firm of Mintz Truppman, P.A., has fought homeowners insurance companies on behalf of our homeowner clients for decades. Our lawyers help you seek timely and accurate settlements of damage claims, whether the damage is the result of fire, water, hurricane or any other cause.
Common Reasons Insurance Companies Deny Or Underpay Florida Homeowners Insurance Claims
Too often, homeowners can find themselves in fierce conflict with their insurance companies when they submit a claim for property damage under their homeowners insurance policies. The insurance company may claim that the damage is preexisting or is not covered under the specific terms of the residential property policy that the insurer wrote. If any money at all is offered to settle your homeowners claim, it may be insufficient.
You may have received a denial for the following reasons:
- Claiming damage is preexisting
- Alleging hurricane damage was actually flood damage (coverage dispute)
- Undervaluing repair costs through lowball adjuster estimates
- Delaying claims investigations to pressure for quick settlements
- Invoking policy exclusions or fine print technicalities
- Denying mold, water damage or roof claims
Our homeowners insurance lawyers have handled all of these types of insurance claims. You can trust us with yours.
Homeowner Claims We Help With
You can turn to us for legal assistance with any Florida homeowners insurance claim, including:
- Hurricane and windstorm damage
- Water damage and pipe bursts
- Fire damage and smoke damage
- Mold remediation disputes
- Construction defects
- Roof damage claims
- Theft and vandalism claims
- Condominium claims
We can also represent you in bad faith insurance claims if your insurance company is being unethical, unreasonable or dishonest.
How Our Firm Fights For Miami Homeowners
We aggressively litigate homeowners insurance claims, setting them for trial as soon as possible. If your family has had to relocate out of your home because of extensive damage to it, we are always sure to include your family’s living expenses in the damages we seek.
Our attorneys have extensive experience in Miami and throughout South Florida. We know insurance law and how to battle with insurance companies for our clients’ benefit.
We can litigate Miami insurance claims on a contingency fee basis. In that case, we accept no attorney fees upfront, nor do we ask you to advance the cost of any experts we need to build a strong case on your behalf. We are not compensated for our time or expenses unless and until you receive a settlement of your homeowners insurance claim. This contingency fee structure means that our attorneys are your partners; we present a united front on your behalf against the insurance company.
Let Us Be Your Legal Advocate After A Homeowners Claim Denial
Insurance issues can be complex, but it is our job to resolve them, not yours. All you have to do right now is place a phone call or send an email to Mintz Truppman, P.A., to protect your rights and schedule a free initial consultation to discuss a home insurance claim. Call us at 305-893-5506. We respond promptly to all calls and email messages.