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Mold Damage

Insurance Claims Relating to Mold Damage

Mintz Truppman, P.A.
North Miami, Florida

Most residential and business insurance policies have exclusions or limitations for property damage relating to mold or long-term water intrusion. If your property has been damaged by mold, you are unlikely to receive an insurance settlement sufficient to make the necessary repairs — unless you enlist assistance from insurance claim attorneys with long-term experience in the area of mold damage claims.

Mintz Truppman, P.A., located in North Miami, Florida, is an AV-rated* professional law firm with a 35-year history in the field of insurance law. We are one of only a small handful of South Florida law firms with a legal practice focusing on bad faith insurance claims, including those relating to mold and water damage claims in residential or business properties. We represent homeowners, business property owners, and condominium associations.

Mold Damage — Is It Really Water Damage?

Mold damage claims are complex, because of the mold exclusions or limitations in most insurance policies. When our clients ask us for help settling a mold damage claim, our first priority is to investigate whether the mold damage can be linked to water damage for which a claim may be made under the insurance policy.

If the mold took hold after a pipe burst or after water intrusion due to rain, then the mold damage claim may be tied to water damage, in which case we can make a strong argument that the mold exclusion should not apply.

Legal Representation in Mold Damage Claims

Our law firm handles insurance claim cases on a contingency fee basis. This means that we do not accept attorneys' fees up front, nor do we require our clients to pay in advance for the teams of experts that are often required in mold damage cases. We do not accept payment unless and until you receive a check from the insurance company.

Is an Appraisal in Your Best Interest?

If you disagree with your insurance company about the amount offered in settlement of your mold damage claim, you have the legal right to get an appraisal of the damage. You should seek legal advice about your claim before choosing an appraisal, however.

If you choose appraisal, you lose your right to a jury trial in a lawsuit against your insurance company for breach of contract. In some cases, an appraisal may be the best option, but talk to an experienced lawyer before making the decision.

Contact Our Office Today

If you are seeking legal advice regarding a mold damage claim, we invite you to contact our office to schedule a free and confidential appointment. Call us at 305-893-5506. Or, send us an e-mail for a prompt response.