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Bad Faith Insurance Claims

North Miami, Florida: Insurance Litigation Attorneys

Insurance Company Bad Faith ∙ Improper Denial of Insurance Claims

An insurance policy is a contract between the insurance company and the insured. Both parties are bound to the terms of the contract and must act in good faith. If a legitimate claim is filed but denied by the insurance company, then the insurance company has violated the terms of the contract and acted in bad faith.

The insurance policyholder can file a legal claim against the company for the damages that should have been paid and may be able to collect additional expenses that arise out of suing the insurance company. Such a legal action is often called an "insurance bad faith lawsuit."

The lawyers at Mintz Truppman, P.A., have substantial knowledge of insurance bad faith lawsuits and wrongful denial of insurance claims. For more than 35 years, our law firm has focused on insurance law, and for the past 15 years we have limited our practice to representing insurance policyholders rather than the insurance companies.

Our clients include individual homeowners, businesses and condominium associations. All of our clients have suffered property damage or total property loss and have been denied just compensation from their insurance company.

When To Consult an Attorney About Insurance Bad Faith

There are several stages of the insurance claim process at which you should consider consulting an attorney:

  • The insurance adjuster informs you that the loss will not be covered under your policy
  • After a series of communications between you and your insurance company, the insurance company still refuses to pay, or offers a payment amount that is significantly lower than the value of the damage
  • The insurance company suggests that you use an appraisal service to determine how much you should be reimbursed — it is very important to consult an attorney before going to appraisal, because you may give up your right to a jury trial

No matter where you are in the insurance claim process, we can step in and take over negotiations. In addition to using our own legal knowledge to interpret your insurance policy, we work with a variety of experts to build a strong argument on your behalf. Depending on the case, we may call in weather experts, insurance policy language experts, damage assessment experts, professional business valuators, or land surveyors.

Contact Our Office Today

If you are involved in a dispute with your insurance company over a claim you have already submitted, or if you have suffered a loss that you believe will be difficult to prove, we invite you to contact us to schedule a free and confidential appointment with one of our lawyers.

Call us at 305-893-5506. Or, send us an e-mail for a prompt response.